We Help with...

Debt Forgiveness (Interest & Principle)

Payment Reduction

Term Reduction

Moving Default Status to Current

American SDS Core Values

Integrity and Ownership

We are ethically unyielding and inspire trust by saying what we mean and doing what we say. We do the right thing when no one is looking and we are accountable.

Service: Going Beyond What’s Expected

We focus on going above and beyond the client experience. We don’t want to be average. We strive to give wow service to every client, every time. We proactively identify and solve problems, communicate expectations clearly and frequently to deliver more than expected.

Humble and Respectful

While we celebrate individual success, we are not arrogant nor do we treat individuals differently than we want to be treated. We operate under the assumption that all lives have equal value. We carry ourselves with a quiet confidence because we believe in the long run our character speaks for itself.

Passionate in What We Do and Loyal to Whom We Serve

We are inspired because we believe in what we are doing. We have a positive and optimistic attitude about everything we do that inspires others. We work as a team to make an impact on a larger dream to expand and help more people.

Integrity
Loyalty
Professionalism
Responsibility

Teacher Loan Forgiveness

Did you know that teachers can qualify for a principal loan reduction
of up to $17,500 on your student loans?

Teacher Loan Forgiveness programs offer qualifying teachers $5000 – $17,500 reduction towards their federal student loans. This principle reduction is offered to full-time teachers who have taught school for five consecutive years. Those who work at Title 1 schools qualify for the greater portion of savings.

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Public Service Loan Forgiveness

Public service workers qualify for student loan forgiveness programs after 120 payments. If you work for a non-profit or you are a teacher, police officer, fireman, social worker, or other city employee you may qualify for this program.

The Federal Government also offers special teacher loan forgiveness programs to encourage people to become and remain teachers. You could have up to $17,500 of student loans forgiven if you work for consecutive full years in a qualifying school. Eligible loans include direct subsidized and unsubsidized and Stafford subsidized and unsubsidized loans. The amount of forgiveness varies. Most teachers can have $5,000 forgiven. If you are what the government considers highly qualified (e.g. you teach math, science or special education) you may qualify for the higher amounts.

Contact American Student Debt Solutions at 855-355-8757 to learn more about how you can qualify for these programs.

Student Loan Payment Reduction Programs

Income-based programs are extremely helpful in getting a head start on expected loan payments. Interest payments are often paid by the federal government during loan deferment. It saves debtors lots of money, but in order to receive this additional student loan debt help the loans must qualify. The government may pay the interest for Federal Perkins Loans, Direct Subsidized Loans and/or Subsidized Federal Stafford Loans. If your loans are unsubsidized, your interest will not be covered by the government. Instead, interest will be added onto the total loan amount, building up the total loan amount each month.

Instead of looking at a forbearance or deferment for federal loan debt relief, you may want to consider an income-based relief program. These relief programs will work towards the 120 mandatory payments quite affordable. Before you do anything, find out what help programs you loans qualify for. American Student Debt Solutions can help you find the right program to fit your individual needs. Contact American Student Debt Solutions at 855-355-8757 to learn more.

Student Loan Consolidation

We can help you consolidate Federal Perkins Loans, Direct Subsidized Unsubsidized Loans and/or Subsidized Federal Stafford Loans. You may also want to consider an income-based relief program. These relief programs will work towards the 120 mandatory payments quite affordable.

Before you do anything, find out what help programs you loans qualify for. American Student Debt Solutions can help you find the right program to fit your individual needs. Contact American Student Debt Solutions at 855-355-8757 to learn more.

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